No inquiry, no bank, no score requirement.
Most customers approved the day they call.
You take the building, then pay monthly.
Settle ahead of schedule and pay less overall.
We will say so rather than let you find out.
NC, SC, VA and GA.
You choose the building, make an initial payment, and we deliver and install it. From there you pay monthly until it is paid off, and it is yours. No credit check, no bank, no application sitting in underwriting for a fortnight. Most customers are approved the same day they call, which is the main reason this is how the majority of our buildings are sold.
More. That is true of every financing arrangement and we are not going to dress it up. What you are buying is the building today instead of in eighteen months of saving, without a credit inquiry. If you have the cash and no urgency, pay cash — it is cheaper and we will tell you so on the phone. If you need the structure now, or your credit would not clear a bank, this is what the product is for.
Most of our structures qualify — carports, enclosed garages, workshops, agricultural barns. Materials-only orders such as roofing and siding packages are not part of the program, because there is no asset to secure. If you are buying panels rather than a building, that is a straight purchase.
You can settle the balance early and it reduces what you pay overall — ask us for the payoff figure at any point. If your circumstances change, tell us early rather than late. There are meaningfully more options available before an account falls behind than afterwards, and that is worth knowing before you sign rather than after.
Yes. Our rent-to-own program involves no credit check and no credit inquiry — approval does not depend on your score. You take delivery and pay monthly. Call (252) 375-3651 and most people have an answer the same day.
Yes — carports are included in the rent-to-own program alongside garages, workshops and agricultural buildings. Carports are also our lowest entry price, which makes them the most common first rent-to-own purchase.
Yes, and meaningfully so — that is true of any financing. The trade-off is getting the building now without a credit requirement. If you can pay cash and are not in a hurry, cash is the cheaper choice and we would tell you that directly.
For our rent-to-own program, none — there is no credit check. If you are pursuing a bank loan instead, that lender sets their own requirements and we are not involved in it. We are not a lender and cannot advise on your borrowing.
Yes, and it reduces your total cost. Ask us for a payoff figure whenever you want one.
Tell us the size, your county and what you are storing. We quote from current steel pricing — no obligation, and we will tell you if a different size suits you better.
