Rent to Own Buildings — METCO Metal Building Supply
No Credit Check Required

Rent to Own Buildings

Take delivery of your building now and pay monthly. No credit check, no bank, no lengthy approval. The most common way our customers buy.

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No credit check

No inquiry, no bank, no score requirement.

Same-day approval

Most customers are approved the day they call.

Delivered first

You take the building now and pay over time.

Early payoff

Pay it off ahead of schedule and pay less overall.

Most products eligible

Carports, garages, barns and workshops.

Four states

Available across NC, SC, VA and GA.

How it works

You choose the building, pay an initial payment, and we deliver and install it. From there you make monthly payments until it is paid off, and the building is yours. There is no credit check and no bank involved. Most customers are approved the same day they call.

What it costs compared with paying cash

Rent-to-own costs more in total than paying cash up front — that is true of every financing arrangement and we are not going to pretend otherwise. What it buys you is the building today rather than in eighteen months of saving, and no credit inquiry. If you have the cash and no urgency, paying outright is cheaper. If you need the structure now, or your credit would not clear a bank, this is what it is for.

Early payoff and what happens if things change

You can pay the balance off early, and doing so reduces what you pay in total. If your circumstances change, talk to us early rather than late — there are usually more options available before payments are missed than after. Specific terms, initial payment and monthly amounts depend on the building and the agreement, so ask for the exact figures in writing before you sign anything.

Common Questions

Do you really not run a credit check?

Correct — our rent-to-own program does not involve a credit check or a credit inquiry. Approval does not depend on your score.

Is rent to own more expensive than paying cash?

Yes. You will pay more in total than the cash price, which is true of any financing. The trade-off is getting the building now with no credit requirement. If you can pay cash and are not in a hurry, cash is cheaper — we would tell you the same thing on the phone.

Can I pay it off early?

Yes, and it reduces your total cost. Ask us for the payoff figure at any point.

What happens if I miss a payment?

Contact us as early as you can. There are considerably more options available before an account falls behind than after. Specific terms are set out in your agreement — read it before signing and ask us about anything that is not clear.

Which buildings are eligible for rent to own?

Most of our structures qualify, including carports, enclosed garages, workshops and agricultural barns. Materials-only orders such as roofing and siding packages are not part of the rent-to-own program. Ask us about your specific build.

Related

Metal GaragesMetal CarportsMetal Building Prices20×20 Carport

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